Question by dvnlady: Anyone know of any credit cards you can apply for with little or bad credit. Please none from HSBC bank.? I'm looking for a credit card I can get. I guess either my credit is bad or I don't really have much credit. I already tried for ones from HSBC Nevada bank. Any others I can try for. I really need to get my car fixed and a credit card would help. I can pay it off @ tax time, and keep it for emergency. Best answer for Anyone know of any credit cards you can apply for with little or bad credit. Please none from HSBC bank.?:
Answer by thingy
Don't get a credit card! Wait until you can afford things before buying. You'll be pleased in the long run.
Answer by Crystal Marie
you can get prepaid credit cards that help build up your credit until u can get a cash limited credit card. i think master card and visa make them... hope this helps. good luck and have a great day!
Answer by mjbrightergem33
I WAS TOLD THAT U can open account ,,savings that is with bank of america and soon u can apply for a CREDIT CARD TOO. MJ
Answer by smiley3
acceptmycard.com!!
Answer by punkmonkeyjen
to be able to apply for better cards. contact equifax and experion (maybe transcredit also) and ask to verify certain debts that if removed will neutralize your credit. within 30 days they have to answer you and if they fail they have to remove it from your credit. You will still owe the money but it looks better. It's the scam that people use to "clean up" your credit but they charge you upwards of $ 500.
Answer by Marion K
Stop applying for random credit. Every time you do, it lowers your score! The first step is to find out your credit scores from all 3 agencies. Visit www.creditboards.com Then Credit Boards has a database of what the minimum scores are for just about every credit card under the sun. While you're there, learn about how to repair your credit reports by yourself.
Answer by ~Shortstuff~
Orchard Bank offers a credit card that is for people with bad or no credit.
Answer by stormwarnfm
Well, do you have little credit, or bad credit? Only you know this. I know orchardbank takes higher risk credit, as does continental finance. The only draw back is that with continental, I think they have most of your $ 300 credit line eaten up with fees to join, and you only have about $ 75 available. My suggestion...try a private lender, like American General or something like that that is a collateral based loan. If your car is paid off, use it as the collateral, and the reason for the loan is car repairs. That may be more what you need right now.
Answer by standinglynx
Try first premier. Also, talk to your bank's loan department. They can tell you about the legitimate companies that can help you out. They may even be able to help you as long as you request a credit limit <$ 1000. Otherwise, you may wind up paying 23% interest or more. Also, check with Citifinancial in your yellow pages. They do loans even with goofy credit. However, their interest rate is up there. Good luck. Also, if you need your car fixed, does your local school or college have an auto shop that would be willing to help you out?
Answer by waswap
Capital one will give anyone a credit card of about $ 250 - $ 500 which will help build or rebuild credit. Watch out though some card companies like to charge you a $ 30 members fee even if you don't use or acctivate the card. don't be surprised by it when you get your first statement. I would start with a department store like Kohls or JCPenny first. You can't get into to much trouble with those because you can only use it in one store and they are usually small amounts. For fixing your car, you might want to try a credit union and get a secured collateral loan. That way it's an installment loan that looks better on credit reports than a revolving line of credit and once it's paid back you can't charge it up again. If you have another emergency you can go back to that bank and probably get another loan the same type or an unsecured loan that you won't need collateral on, because you proved you can do good business with them.
Answer by flasteve
take a look at http://preferred.ecreditdirectory.com/categories/bad_credit_credit_cards
Answer by tom
try here http://tommmi.ecreditdirectory.com hope this will help.thanks tom
www.creditcardsforbadcreditnotbadpeople.com In this video I tell how I found several Credit Cards for bad credit individuals like myself. Actually my credit was horrible not just bad. I had filed chapter 7 bankruptcy my real estate business was bankrupt I have over 10 homes foreclosed on! The idea that I was ever going to get a credit card with such bad credit was disheartening. I also had 2 cars repossessed, I felt like I had the worst credit on earth. When things were going good in my life and my credit was great I could get a signature loan in a heart beat, I had an American express card that had no limit as long as you paid it off the next month. After my bankruptcy, I didn't know how I was ever going to get credit again even a credit card. I thought that maybe with my credit repair back ground that I may be able to find a way to get a credit card. I looked into the market of secured credit cards... this is where you make a deposit to the credit card company for the amount of your limit. For example if the secured credit card had a limit of 0 then you would pay 0 to them and they would give you the credit card. You may be asking yourself what is the point of the credit card if you have to pay the amount of your limit. The reason is that if your credit is so bad that is all you can get after you use that credit card for 6 months keeping the payment current and not going over the limit then it is building your credit and repairing some of the damage. After 6months ...
summershot.net Credit Cards For Bad Credit, How I was approved for several credit cards with bad credit and BK
In less than a year, they have seen HSBC suddenly pull out of retail banking, small business lending, credit cards and mortgage lending, and cut their local employee base in half. And that's after HSBC for years stressed its determination to stay in ... HSBC Behind the Scenes
At present, the number of people who use credit cards is very high. People have started to realize that credit cards are not used only for luxury, but for convenience. Credit cards have become a necessity for various people. The number of credit card users is increasing day by day. Visa credit cards are used by many people from different parts of the world. Having a Visa credit card, means that it can be used at all the places which accept payment from Visa credit cards. If you observe, you will find out there various banks offer credit cards with a “Visa†logo. Visa credit cards are convenient to use and very reliable.
It is also true that a lot of banks are offering Visa credit cards at present. However, all the banks can not be the best. It is important to use Visa credit card from a reputed and trustworthy bank. HSBC credit cards are used by a large number of people.
You can experience the power of “Visa†by using various Visa credit cards offered by HSBC. Numerous benefits are offered by various HSBC credit cards. According to your income and requirements, you can select a credit card from various credit cards offered by HSBC.Through various websites available over the internet, one can easily compare the benefits offered by HSBC and other banks. HSBC Platinum credit card, Gold credit card, Classic credit card are some of the credit cards which are adored by various customers. These credit cards are accepted at most of the reputed places. The interest charged by HSBC on the usage of its credit cards is lower than other banks. You can also earn a lot of reward points by using these credit cards and can receive various gifts by redeeming these reward points.
HSBC bank is also known for its flawless customer support. Related Your Personal HSBC Visa Credit Cards Articles
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