Question by : I have been separated from my husband for the last 2 years. Am i responsible for his credit card debt? we live in Illinois and we have always had separate accounts. We are talking about getting back together but he had a creditor call my phone. When I asked him about this he stated he was in trouble with his credit cards. My first thought is should i divorce him just to be done with the debt? Best answer for I have been separated from my husband for the last 2 years. Am i responsible for his credit card debt?:
Answer by jlf
If you were responsible before you separated, you still are. A separation changes nothing.
Answer by webjnke1
If it's just his name on his cards, you're not responsible. Plus in a marriage, 1 person can do backruptcy, without affecting the other one. That's what we did. Just thought I'd mention it as an option.
Answer by Credit Expert
Credit card accounts do not allow co-applicants, so if the account is in your husband’s name, you are not responsible for the debt in any way. However, if you have authorized him as a user on an account that is in your name, you are 100 percent responsible for the debt he incurs on this account. If this is the case, call your credit card company and have your husband’s name taken off of the list of authorized users. Also, ask that your husband cut up the credit card he has.
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With an increasing quantity of separating couples these days, acquiring Illinois divorce records has become a must. Obtaining this information is important for the reduction of the number of divorce instances. The truth is, individuals will be able to avoid painful heartbreaks that are normally caused by this occurrence if they had only taken cautious measures before deciding to marry.
The State of Illinois now houses a total number of over 12 million people; the 5th largest population in the entire America. In parallel to that, a remarkably huge rate of cases for separation is likewise noticeable in this region. Consequently, retrieving its corresponding accounts from government agencies is not as simplified as seeking for other files like Marriage, Birth and Death or not as easy as looking for it at other states in general.
Individuals who want to get a copy of this file can make a request at the Division of Vital Records of the Illinois Department of Public Health.
Official copies of these files can be taken from the circuit court clerk in the state where the dissolution of marriage was granted. A small amount of fee is necessary for every copy, payable via money orders, certified or personal checks to the Department of Public Health of the State. Requesting for it online can also be done, but an additional credit card handling fee is usually involved.
Seeking for this sort of file these days is no nonsense. Those who are eager to be in a relationship should spare some time to check this information and investigate the personal background of their prospective partners. Additionally, it is significant to go over this file before you tie the knot with someone to avoid having regrets at the end of the day. The State laws also order that those who were previously divorced should have this document on hand before they are allowed to marry again.
Luckily, the public has the right to acquire and make use of Divorce Court Records nowadays. Normally, it is kept abreast at the community courthouse where the entire process was conducted. This data is governed by the laws of the state and saved at the state repositories. Essentially, this covers the individual's personal details, their parent's and children's names, the where, when and why of the separation and others. Now, what you need to get these records immediately is a computer with internet connection and the required small amount of charge. More The State Of Illinois Divorce Records 2011 Issues
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